About us

Terms of Use

1. PREAMBLE

1.1 PURPOSE OF THESE GENERAL TERMS OF USE

These General Terms of Use (hereinafter the "GTU") are intended to define the conditions for access and use of the website accessible at: https://www.mubawab.tn/en/ (hereinafter the "Site")

These GTU incorporate:

  • provisions relating to the protection of personal data contained in Article 8;
  • provisions relating to newsletters and commercial communications contained in Article 9;
  • provisions relating to cookies and other trackers contained in Article 10.

By accessing the Site and using all or part of the services offered, the User acknowledges having read these GTU and accepts them, subject to specific consents that may be requested separately when applicable regulations require it.

1.2 IDENTIFICATION OF THE SITE OPERATOR

The User is informed that the Website is operated in Morocco by:

Mubawab Maroc SARL
7, Rue Restinga, Immeuble BELUGA OFFICE, Bureau B10-B11, CIL
Casablanca, Morocco
Email : info@mubawab.com

For the processing of personal data implemented through the Site, Mubawab Maroc SARL acts as the data controller.

The Site and/or certain technical means linked to its operation are the property of:

Africa Proptech Services
Av. de la Via Augusta, 223
08021 Barcelona – Spain
NIF/VAT : ES B13953229

Africa Proptech Services may intervene, depending on the nature of the operations concerned, as a technical service provider or authorized recipient within the limits of its powers and subject to applicable legal and contractual frameworks.

1.3 CONTACTING THE COMPANY

The User has the possibility to contact the Company:

  • - by mail to the address indicated in article 1.2
  • - via the form https://www.mubawab.tn/en/contact
  • - for any question related to personal data or to exercise their rights, at the following address: droits@mubawab.com in accordance with the conditions detailed in article 8 below.

2. DEFINITIONS

Within the meaning of these GTU, the following terms have the following meanings:

"Advertiser": refers to any natural or legal person publishing an advertisement on the Site, notably a real estate agency, a real estate developer, an individual, or any other authorized professional.

"Partner": refers to any Advertiser, service provider, broker, or other third party with whom the User may be put in touch via the Site, when this service is offered.

"Services": refers to all the features and services offered on the Site, notably browsing advertisements, contacting, requesting information, publishing advertisements, creating alerts, subscribing to communications, as well as any other service accessible via the Site.

"Site": refers to the electronic service accessible notably at the address https://www.mubawab.tn/en/, operated by Mubawab Maroc SARL.

"User": refers to any natural person who accesses the Site or uses any of the Services, in a private or professional capacity as the case may be.

3. SCOPE, ACCEPTANCE AND MODIFICATION OF THE GTU

3.1 Scope

These GTU apply to all access to the Site and all use of the Services offered by Mubawab Maroc SARL.

3.2 Acceptance

Accessing the Site, using the Services, creating an account, or submitting a form entails unreserved acceptance of these GTU.

However, acceptance of these GTU does not, on its own, constitute automatic consent to any processing of personal data or any storage of cookies when applicable regulations impose a separate, specific, free, and informed consent.

3.3 Modification

Mubawab Maroc SARL reserves the right to modify these GTU at any time, notably to take into account legal, regulatory, judicial, technical, or functional developments.

The applicable GTU are those in effect at the date of access to the Site or use of the Service concerned.

4. ACCESS AND AVAILABILITY OF SERVICES

4.1 ACCESS TO SERVICES

The Services are accessible online via the Site, subject to any technical, geographical, or contractual restrictions applicable to certain services.

The User remains solely responsible for:

  • their computer equipment,
  • their internet connection,
  • and any costs of electronic communication necessary to access the Site.

4.2 AVAILABILITY OF SERVICES

Mubawab Maroc SARL endeavors to ensure the accessibility of the Site and Services 24 hours a day and 7 days a week, subject to maintenance operations, updates, technical incidents, security constraints, or force majeure.

Mubawab Maroc SARL may suspend, interrupt, limit, or modify all or part of the Site or Services, temporarily or permanently, without notice, notably for reasons of maintenance, security, technical evolution, or compliance.

5. WARRANTIES – LIABILITY – FORCE MAJEURE

5.1 USER WARRANTY

By accessing the Company's Website, the User declares, warrants, and undertakes to:

  • access and use the Website and Services in good faith, in a reasonable manner, not contrary to the terms of these GTU and for strictly personal and non-profit purposes;
  • not use devices or software other than those provided by the Company intended to:

- i) affect or attempt to affect the proper functioning of the Website and/or the Services it contains

- ii) or to extract, modify, consult, even in buffer or temporary memory, or for individualized use, all or part of the Website;

  • not access and/or use the Website and/or the Services provided by the Company on said Website for illegal purposes and/or with the aim of causing harm to the reputation and image of the Company or more generally to infringe upon the rights, notably intellectual property, of the Company and/or third parties;
  • not directly or indirectly market the Services and/or access to the Services and/or access to the Website;
  • not reuse all or part of the Website and the Services it contains, in particular for commercial and/or collective purposes and/or for personal purposes in a form and/or media not authorized by the Company;
  • not exploit the Services provided by the Company or the data to which they might have access via said Services and/or the Website for directly or indirectly commercial and/or personal purposes in a form and/or media not authorized by the Company;
  • not reproduce or represent all or part of the Website for private purposes beyond the legal exceptions provided, in particular by the Intellectual Property Code, or for direct or indirect commercialization notably to third parties;
  • not limit access and use of the Website and/or Services;
  • not modify, including in buffer or temporary memory, any mention or element of the Services and/or the content of the Website;
  • the constituent elements of the site enjoy protection by intellectual property law.
  • not use and/or exploit the electronic and/or postal coordinates of other Users of the Website for the purpose of sending bulk unsolicited email and engaging in "spamming" practices.

In the event of a breach of any of these obligations and, without this list being exhaustive, the User acknowledges and accepts that the Company will have the power to refuse them, unilaterally and without prior notice, access to all or part of the Website.

5.2 COMPANY WARRANTY

The Site's primary purpose is to allow the diffusion of real estate advertisements and the connection between Users and Advertisers, as well as, where applicable, access to other associated services.

Mubawab Maroc SARL acts as a platform operator and technical intermediary.

Unless expressly stated otherwise, it is neither the owner of the advertised properties, nor the exclusive agent of all Advertisers, nor a party to any operations concluded between Users and Advertisers.

The User is fully aware that the Company cannot notably guarantee the outcomes of:

  • rental and/or sale advertisements for real estate that they have wished to consult on the Website;
  • responses provided to them following their requests for connections with real estate Partners having published rental and/or sale advertisements for real estate;
  • and more generally the particular needs of the User.

The Company cannot guarantee the quality of approximate real estate valuations performed via the Services accessible on the Website with a view to selling their property(ies).

The Company declines all responsibility for the reliability and/or relevance of information provided by real estate Partners and/or credit institutions on the Website – said information being uploaded and broadcast under their full responsibility.

The Company makes its best efforts to connect Users and real estate Partners offering their services via the Website.

The Company does not guarantee the conclusion of a contractual relationship between the User and said real estate Partners.

Finally, not being a credit institution and limiting its intervention to the simple connection of the User with its real estate Partners and partner brokers on its Website, the Company cannot be held responsible for:

  • - the quality of advice provided by real estate Partners to the User once connected through the Services;
  • - in case of positive or negative response, tacit or express, from a partner broker to the User's financing request;
  • - the proper execution of the mortgage loan concluded between a partner broker and the User.

When a User requests a connection via the Site, the data strictly necessary for this connection may be transmitted to the Advertiser or Partner concerned by the User's request.

From this transmission, the Advertiser or Partner concerned acts, for its own subsequent processing, under its own responsibility, in accordance with its own legal and regulatory obligations.

5.3 LIMITATION OF LIABILITY

The User is solely responsible for the use they make of the Website and the Services they access from the Website.

The Company shall in no case be held liable in the context of proceedings brought against the User who has been guilty of non-compliant use of the Website and/or the Services it provides.

The User acknowledges and accepts in this regard that they will take personal responsibility for any claim or proceeding against the Company resulting from their non-compliant use of the Services and/or the Website.

The Website may contain hypertext links to third-party websites.

In this regard, given the evanescent nature of the content that may be broadcast there, the Company's liability cannot be engaged if the content of said third-party websites contravenes the legal and/or regulatory provisions in force.

In any case, the Company shall not be responsible:

  • - in case of unavailability of Services for reasons such as failure of the public electricity network, failure of telecommunications cable networks, loss of internet connectivity due to public or private operators, notably the User's, caused by strikes, storms, earthquakes, or any other cause having the characteristics of force majeure;
  • - in case of use of the Services by a User under conditions not compliant with the terms of these GTU;
  • - within the limits of applicable legislation, for any indirect damage, including notably loss of profit, data, or any other loss of intangible assets, even if the Company has been informed of the potential for such damage, that may occur

- (i) from the use or inability to use the Services

- (ii) following access to said Services by an unauthorized User.

The Company cannot be held responsible for any malfunction of any nature relating to the User's computer equipment or their internet access connection when accessing the Website and more generally the Services.

More specifically, the Company cannot guarantee the User of the Services regarding:

  • problems with access speeds to the Websites and/or the speed of buffering videos accessible via the Services that the User might encounter.
  • the quality of text, information, descriptions, and photographs attached to rental and/or sale advertisements for real estate published by the User and/or real estate Partners and accessible through its Services;

5.4 FORCE MAJEURE

The Company's liability cannot be sought if the performance of one of its obligations is prevented or delayed due to a case of force majeure as defined by the legislation and jurisprudence of Moroccan courts, notably natural disasters, fires, malfunctions or interruptions of the telecommunications network or the electrical network.

6. COMPLAINTS – TECHNICAL ASSISTANCE

For any complaint, technical difficulty, or question relating to the operation of the Site, the User can contact Mubawab Maroc SARL via the "Contact" section of the Site or by mail at the address indicated in article 1.2.

7. INTELLECTUAL PROPERTY

7.1 COPYRIGHT ON THE COMPANY'S WEBSITE

The Company is the owner or licensee of the intellectual property rights of both the general structure of the Website and its content (texts, slogans, graphics, images, videos, photos, and other content).

Therefore, in accordance with the provisions of the Intellectual Property Code, any representation, reproduction, modification, distortion, and/or total or partial exploitation of the Website and/or its content and/or Services, by any process whatsoever and on any medium whatsoever, without the express and prior authorization of the Company, is prohibited and constitutes acts of copyright infringement.

Similarly, any unauthorized exploitation of the Website and/or its content and/or Services engages the criminal and civil liability of the User on the basis of copyright infringement.

The Company intends to disclose the Website and Services only to allow access on the Internet, and this:

  • - (i) from a computer or equivalent terminal with access to one or more telecommunications networks allowing access to the Internet and web browsing software (such as Internet Explorer, Mozilla Firefox, etc.);
  • - (ii) a telephone terminal with access to a telecommunications network allowing access to the Internet (3G, EDGE connection, etc.);

Any other use of the Website and/or Services is deemed by right reserved to the Company and constitutes an infringement of its right of disclosure on the Website and/or Services.

7.2 DISTINCTIVE SIGNS

The brands, logos, corporate names, acronyms, trade names, signs, and/or domain names of the Company and/or its business partners mentioned on the Website, allowing access to the Services provided by the Company, constitute distinctive signs that cannot be used without the express and prior authorization of their owner.

Any representation and/or reproduction and/or partial or total exploitation of these distinctive signs is therefore prohibited and constitutes trademark infringement, in application of the provisions of the Intellectual Property Code, usurpation of corporate name, trade name, and domain name engaging the civil tort liability of its author.

7.3 DATABASES

The User irrevocably acknowledges that the Website and Services consist of one or more databases made available by the Company as the producer of said databases within the meaning of the provisions of the Intellectual Property Code.

Therefore, in accordance with the provisions of the first chapter of the first part of the same Code, the User is prohibited from proceeding to:

  • extraction by permanent or temporary transfer of all or a qualitatively or quantitatively substantial part of the content of one or more of the databases accessible on the Website and/or Services to another medium, by any means and in any form whatsoever, including for purposes of use or consultation by a media and/or process(es) not authorized by the Company;
  • reuse, by making available to the public all or a qualitatively or quantitatively substantial part of the content of one or more of the databases accessible on the Website and/or Services, in any form whatsoever, including by hypertext link, media, and/or process(es) not authorized by the Company;
  • the constitution, editing, maintenance, updating, importation, exportation, making available to third parties, for free or for a fee, and participation in the aforementioned acts, of a competing database resulting from all or part of one or more of the Company's databases;
  • viewing on a screen by any other process or media than those by which the Company intends to disclose the Website and Services specified;
  • in a general manner, any extraction, use, storage, reproduction, representation, or preservation, direct or indirect, partial or total, including in buffer or temporary memory, qualitatively or quantitatively substantial of the content of one or more of the Company's databases, committed by one of the processes referred to above is strictly prohibited, including by media not authorized by the Company.

7.4 CONTENT OF SERVICES

The User acknowledges and accepts that access to the Website and the Services made available to them by the Company cannot entail any transfer or license of intellectual property rights (copyright in particular) and other rights to the benefit of the User.

Access to Services is exclusively limited to the User's private and personal use under the conditions and limits defined in these GTU and in accordance with the provisions of the Intellectual Property Code.

Thus, the User acknowledges and accepts that the private and personal use granted to them by the Company, under access to its Services, excludes notably access to Services with a view to collective use of its content, reproduction, representation, resale, exchange, rental, transfer to a third party, modification, adaptation, correction, whether free of charge or for a fee, of all or part of the Website, Services, and their contents.

7.5 HYPERTEXT LINKS

Hypertext links accessible on the Website, allowing access to Services, leading to other websites and generally to all existing resources on the Internet shall not engage the Company's responsibility.

The User may in no case set up hypertext links to deep pages of the Websites, allowing access to Services by any technical process intended to bypass the User identification field or to proceed with the scraping of all or part of the content of the Services made available by the Company. The "framing" technique is prohibited, except with the express and prior authorization of the Company.

Data Protection

1. PROTECTION OF PERSONAL DATA

8.1 PERSONAL DATA

8.1.1 Nature of the User's personal data collected by the Company

By browsing the Website, depending on the services used by the User, Mubawab Maroc SARL may collect and process notably the following categories of data:

  • - identification data: surname, first name, title;
  • - contact information: email, phone number;
  • - data relating to the user account, when an account is created;
  • - browsing data;
  • - any other personal data necessary for the use of the Services and transmitted by the User.

8.1.2 Data Controller

The data controller is:

Mubawab Maroc SARL
7, Rue Restinga, Immeuble BELUGA OFFICE, Bureau B10-B11, CIL
Casablanca, Morocco
Email : droits@mubawab.com

8.1.3 Purposes of processing

The User is informed that their data may be collected and processed in the context of using the Site, for the following purposes:

  • - allowing access to the Site and the use of the Services;
  • - managing user and customer accounts;
  • - allowing the publication, management, and dissemination of advertisements;
  • - processing requests for contact, information, or connection;
  • - transmitting the User's requests to the Advertiser or Partner concerned by the request;
  • - managing user relations, support, and complaints;
  • - allowing the creation and sending of alerts or property selections requested by the User;
  • - improving the quality, ergonomics, security, and performance of the Site;
  • - establishing statistics on traffic and usage of the Site in compliance with applicable rules;
  • - ensuring Site security, preventing fraud, abuse, and illicit use;
  • - complying with applicable legal, regulatory, judicial, or administrative obligations;
  • - sending, where authorized, information communications, newsletters, or offers relating to Mubawab Maroc SARL's services, under the conditions provided for in Article 9;

8.2 USER'S RIGHT OF OBJECTION, ACCESS, RECTIFICATION, AND DELETION

8.2.1 Right of objection, access, rectification, and deletion

In accordance with the provisions of Law No. 09-08 relating to the protection of individuals with regard to the processing of personal data, the User has, at any time, the right to:

  • - object to the processing of their personal data in the context of the Services provided by the Company;
  • - object to the communication of personal data concerning them to third parties;
  • - access all of their personal data processed in the context of the Services provided by the Company;
  • - rectify, update, and delete their personal data processed in the context of the Services provided by the Company.

8.2.2 Procedures for exercising rights by the User

In accordance with Law No. 09-08, the User has a right of access, rectification, and, for legitimate reasons, objection to the processing of data concerning them.

When applicable with regard to the nature of the processing, the User may also request the update or deletion of their data under the conditions provided for by the applicable regulations.

The User can exercise their rights:

  • - by email to droits@mubawab.com
  • - or by mail to the head office address of Mubawab Maroc SARL.

In order to protect data confidentiality, Mubawab Maroc SARL may request any proof of identity necessary to process the request.

8.3 SECURITY

The Company collects and processes the User's personal data with the utmost confidentiality, and in compliance with the provisions of Law No. 09-08. The Company undertakes to take all reasonable measures necessary to secure and protect the personal data of Users of its Website and Services, collected and processed by it.

8.4 STORAGE PERIOD

Personal data is stored for a reasonable and proportional period in accordance with the purposes pursued and detailed in chapter 8.1.3:

- Data related to customer management: four (4) years in an active database from the last activity or contact;

- Data collected by cookies: six (6) months from their collection;

- Data related to billing: six (6) years from their collection.

8.5 DATA RECIPIENTS

Your data may be communicated, when necessary for the purposes specified in point 8.1.3, to the following recipients:

  • - authorized personnel of Mubawab Maroc SARL: when your data is processed by the Company's personnel, we ensure that only authorized persons whose missions are necessary for the fulfillment of our purposes can access it;
  • - Advertisers concerned by the User's request;
  • - Partners concerned by the service requested by the User;
  • - Africa Proptech Services, within the limits of its technical, functional, or support missions duly framed;
  • - technical providers involved in hosting, maintenance, security, email sending, technical analysis, tool management, or support, when they intervene on behalf of Mubawab Maroc SARL;
  • - administrative authorities, judicial authorities, or legally authorized bodies, when the law requires it.

Data processed by some of our subcontractors may be transferred outside of Morocco to guarantee the best possible service and is stored on servers located in Europe, under conditions that comply with Moroccan regulations.

All of the User's personal data is electronically archived by the Company for the entire duration of the User's registration on the Website and is deleted once the registration is terminated, according to the retention periods (see 8.4).

8.6 MANDATORY OR OPTIONAL NATURE OF DATA

When fields are identified as mandatory, their absence may prevent access to all or part of the Service concerned or the correct processing of the User's request.

Other fields are optional.

9. NEWSLETTER

Mubawab Maroc SARL may send the User:

  • - service communications strictly necessary for the proper functioning of the account or the Service requested;
  • - email alerts expressly requested by the User;
  • - newsletters, commercial information, or promotional communications relating to its services, subject to the conditions provided for by the applicable regulations.

The User can, at any time and free of charge:

  • - withdraw their consent,
  • - object to receiving commercial communications,
  • - or unsubscribe, by writing to droits@mubawab.com and indicating their specific request in the subject line.

10. COOKIES

The Site may use cookies, tags, SDKs, pixels, or other similar technologies (hereinafter "Cookies") allowing notably to ensure Site operation, remember preferences, measure audience, improve performance, secure access or, where the User has consented, personalize certain content or communications.

10.1 What are cookies?

This Website uses cookies and/or similar technologies that store and retrieve information when you browse.

- First-party cookies are cookies that are generated by the website you are visiting and can only be read by that website. In addition, a website may also use external services, which generate their own cookies: third-party cookies.

- Persistent cookies are cookies that are stored on your computer and are not automatically deleted when you exit your browser (unlike session cookies, which are deleted when you exit your browser).

Every time you visit our Website, you will be asked to accept or reject cookies. The goal is to remember your preferences (username, language, etc.) for a certain period of time. In this way, you do not have to re-enter them during the same visit to our web pages.

In general, these technologies can be used for very diverse purposes, such as, for example, to recognize you as a user, to obtain information about your browsing habits, or to personalize the way content is displayed. The specific uses we make of these technologies are described below.

10.2 What are the existing types of cookies and their function?

Depending on the purpose for which the data obtained through cookies is processed, we can distinguish between:

- Analysis cookies: those that, processed by us or by third parties, allow us to quantify the number of users and thus perform the measurement and statistical analysis of the use made by users of the service offered. To do this, your browsing on our site is analyzed in order to improve the offer [of products] or the Services we offer you.

- Advertising cookies: those that allow managing, in the most effective way possible, the advertising spaces, if any, that have been included on a web page, application, or platform to provide the requested service based on criteria such as edited content or the frequency at which advertisements are displayed.

- Behavioral advertising cookies: those that, processed by us or by third parties, allow us to analyze your Internet browsing habits in order to show you advertisements related to your browsing profile.

- Operational or technical cookies: these are those that allow the user to navigate through the website, and use different options or services that exist there such as, for example, traffic control and data communication, session identification, access to restricted access parts, the use of security functions during navigation, storage of content for video or sound broadcasting, or sharing content via social networks.

- Personalization or functional cookies: these are those such as visitor preferences that allow the User to access the Services with some predefined general characteristics based on a series of criteria in the User's terminal such as language, the type of browser through which you access the Services, the regional configuration from which you access the Services, etc.

- Cybersecurity technical cookies: these are technical cookies for cybersecurity purposes (never analytical or advertising) to block attacks. If you want more information about the data processing performed, please consult [the log of security activities on the web and in emails].

At MUBAWAB, we are concerned about the protection of your personal data and respect for regulations. If you have any questions or comments, do not hesitate to contact us by email at droits@mubawab.com.

10.3 What type of cookies does this Website use?

This Website uses both "first-party cookies" generated and controlled by MUBAWAB, and third-party cookies to view some of our Web pages, so you will also need to accept cookies from external organizations.

The first-party cookies we use allow us to:

- store visitor preferences

- maintain our Website in working order

- collect analytical data (on user behavior)].

Visitor Preferences

We generate them ourselves and no one else can read them.

Allows knowing:

- if the user has accepted (or rejected) the site's cookie policy.

- if the User has already answered our pop-up questionnaire on the browsing language (so as not to ask them to do it again)].

10.3.1 Operational Cookies

Some cookies are essential for the operation of our websites (therefore they do not require the user's consent). We refer, in particular, to:

- authentication cookies

- technical cookies required by certain computer systems.

10.3.1.1 Authentication Cookies

They are stored when the user logs in to our website using our authentication service. By doing so, you accept our privacy and personal data protection policy

10.3.1.2 Personalization and Functional Cookies

They allow the user to navigate our web pages and use the different options or services offered there.

10.3.2 Analytical Cookies

This Website uses third-party services to collect information for statistical and Web usage purposes. We use them for internal research, in order to improve the services we offer to all users. [However, the User is free to reject these types of cookies, either through the cookie banner that appears on the first page visited or through your browser settings].

[Likewise, we use Google Analytics cookies, the configuration of these cookies is predetermined by the service offered by Google, which is why we recommend consulting the Google Analytics privacy page at [https://marketingplatform.google.com/intl/en/about/] for more information on the cookies used and how to disable them (it being understood that we are not responsible for the content or accuracy of third-party websites)].

10.3.3 Advertising and Behavioral Cookies

This type of cookie allows us to analyze your Internet browsing habits in order to display relevant advertisements on our Web pages, thus improving the quality of the user experience on the Website.

The User is free to decide whether or not to place our cookies on their hard drive, as well as to delete them, by following the procedure established in the help section of their browser. The User can also configure their browser to accept or reject all cookies by default or to receive a warning on the screen of the receipt of each cookie and decide at that moment whether or not to place them on their hard drive.

10.3.4 Third-party Cookies

This Website uses third-party services to collect information for statistical and Web usage purposes. Cookies are used to improve the advertising included on the website. They are used to target advertising according to content that is relevant to a user, thus improving the quality of their experience.

In addition, the website displays content from third-party providers, such as [YouTube, etc.]. Our Website includes also other features provided by third parties. You can easily share content on social network services such as Facebook or Twitter, using the buttons we have included for this purpose.

In order to access third-party content, users must first accept the conditions they apply (including their cookie policies, which are beyond our control). If users choose not to access this content, these third-party cookies are not installed on their devices.

Third-party services are beyond the control of MUBAWAB. Providers may change their conditions of service, their purpose, and their use of cookies at any time. For your information, the specific cookies used on the Website are described below:

External Providers on the Website

Rtbhouse, retargeting or remarketing service provider [add link to policy].

Google Ads, sponsored advertising service provider (“digital marketing”) Google Ads Link

Google Analytics, website traffic tracking, Google Analytics Terms

HotJar, user browsing tracking provider on the Website, used to improve your experience, HotJar Terms.

Google Tag manager, Google's tool for managing Javascripts on the Website, Tag Manager Terms

Google DFP, advertising management and banner ad campaign management tool on the website, Google DFP Terms

Facebook, user tracking cookie for linking with digital marketing and retargeting campaigns, Facebook Ads Policy, Facebook Ads Terms

You can find out about transfers to third countries that, where appropriate, are carried out by the third parties identified in this cookie policy in their corresponding policies (see the links provided in this article). The different mechanisms for regularizing international transfer, if any, will be informed by these third parties.

10.4 How to change the cookie configuration?

The user can restrict, block, or delete cookies from the website, or from any other web page, using their browser. The operation is different in each browser, the "Help" function will show you how to proceed; we present information on the most used browsers on the Internet:

Internet Explorer:

Internet Explorer Link

Microsoft Edge:

Microsoft Edge Link

Firefox:

Firefox Link

Chrome:

Chrome Link

Safari:

Safari Link

Please note that if you accept third-party cookies, you must delete them in the browser options or in the system offered by the third party itself.

Other available third-party tools also allow you to detect cookies on each website you visit and manage their deactivation. If you wish to have greater control over the installation of cookies, you can install programs or add-ons on your browser, known as "Do Not Track" tools, which will allow you to choose the cookies you wish to allow. As an example, the free open-source browser extension "Privacy Badger" is available at the URL: https://privacybadger.org/.

10.4.1 Settings on mobile device operating systems

As with computer browsers, mobile device browsers allow you to change options or privacy settings to disable or delete cookies. If you wish to change your privacy settings, please follow the instructions provided by the browser developer of your mobile device.

Below, for your convenience, are some examples of links that will guide you in changing the privacy settings of your mobile device:

- How to enable or disable cookies - Android

Android Link

- Clear history and cookies from Safari on iPhone, iPad, or iPod touch

iOS Link

10.4.2 Cookie deletion warning

If you reject cookies, you can continue to use the website, although this may limit the use of certain features or prevent optimal operation of the website (for example, you may lose some of the information you have stored, such as login identifiers or your preferences for the website), and it will be necessary for the user to log in as such to each of the services whose provision requires registration or login.

10.5 Additional Information

For more information on the use of cookies, please visit the site https://www.allaboutcookies.org/.

Please note that if you choose to disable cookies on your device, it means that some features of our Website or applications may not function correctly and the usability of the services may be affected. For more information on cookies and behavioral advertising, you can consult: https://www.youronlinechoices.eu.

11. MISCELLANEOUS PROVISIONS

11.1 CORRESPONDENCE - EVIDENCE

Unless otherwise specified in these GTU, correspondence between the Company and the User is exclusively conducted via email. In application of the Civil Code, the User acknowledges and accepts that information delivered by the Company by email and on its Website constitutes proof between them and the Company. Elements such as the time of receipt or issuance, as well as the quality of the data received, will be considered authoritative as appearing on the Company's Website, or as authenticated by the Company's computerized procedures, unless written proof to the contrary is provided by the User. The evidentiary weight of information delivered by the Company's Website is that granted to an original in the sense of a written paper document, signed by hand.

11.2 ENTIRE AGREEMENT

These GTU express the entirety of the obligations of the Company and the User. The fact for one of the parties not to rely on a breach by the other party of any of the obligations referred to herein shall not be interpreted for the future as a waiver of the obligation in question.

11.3 SEVERABILITY

In the event that one or more provisions of these GTU are considered void, deemed unwritten, or declared as such in application of a law, regulation, or following a decision of a competent jurisdiction having final authority, the other provisions will retain all their force and scope and remain fully applicable, unless the invalid provision(s) were substantial and their disappearance challenged the contractual balance.

11.4 HEADINGS

The headings of articles and sub-articles are provided for guidance only and shall not affect the interpretation of these GTU.

12. APPLICABLE LAW

These GTU are subject to Moroccan law. In the event of a dispute relating to the application, interpretation, validity, and execution of these GTU, and in the absence of an amicable agreement between the parties, express jurisdiction is given to the Moroccan courts.

13. GENERAL RULES FOR POSTING ADVERTISEMENTS

When publishing an advertisement on Mubawab, here are some rules to respect:

- The description of the advertisement must be used to describe the specific real estate property published. The text of a single advertisement must not propose several properties.

- The advertisement must be published in the category corresponding to the real estate property.

- The published advertisement must necessarily be geo-located in its city, and ideally when the system allows it, by neighborhood.

- It is forbidden to publish several advertisements for the same real estate property; it is therefore forbidden to have the same advertisement several times on the site simultaneously.

- It is forbidden to publish an advertisement written in a foreign language. The only written languages authorized on Mubawab are Arabic and French.

- It is forbidden to publish an advertisement of a political, sectarian, discriminatory, sexist nature, etc.

- It is forbidden to publish sensitive or unnecessary personal data.

- Individuals can have a maximum of 2 advertisements online simultaneously. Only professionals can post more than 2 advertisements online simultaneously, via their Professional Account.